Avoco Orchestration and Decisioning Engine (ODE)
Identity is not a static entity. The data that is required to perform transactions often changes. Data orchestration and decisioning provides a framework to generate myriad identity-related services for many scenarios. Multi-factor verification or MFV is achieved using identity orchestration based on an Identity Authorization Network (IAN) and as part of the identity fabric.
Flexible data sharing
A service that provides the Identity
Authorization Network (IAN) to create identity and data ecosystems and
de-couple identity accounts from a transaction – no account needed, seamless, on-the-fly attribute sharing for secure, privacy-enhanced transactions
Automate on-boarding
Automated on-boarding of relying parties and identity providers. ODE connects the services and relying parties fast and simply. ODE does all of the hard work of on-boarding to get your identity system up and running quickly.
Open Loop IdentityGreat user journeys
ODE handles multiple protocols and facilitates omnichannel interfaces with your customers. Multi-factor verification is simple to setup and choices inlcude CRA checks, AML checks, BankID, identity documents, etc. The flexible handling of data, channels, protocols, and people solves even complex use cases, such as vouching and delegation.
Verified credentials
Optional dynamic layering of verified credentials during a transaction, increases assurance; this helps to meet trusted access needs and meet AML/KYC requirements
Event-driven transactions are based on configurable rules.
Open banking integration
ODE connects to the open banking data sharing framework. Your organization can utilize verified bank data to help establish the identity of a customer. Bank data has already gone through KYC /CDD checks, allowing your business to benefit from the banks due diligence.
Wallet passes
The verified data shared from banks and other data sources can be issued as an Apple or Google Wallet pass. ODE issues Apple and Google passes that idenfity a person is over a specified age. These data are gathered from the person’s bank, after consent is given.
Other passes can also be issued, for example, a pass associated with a professional body.
Use case examples
Orchestration and decisioning is shaking the world of digital identity. Avoco ODE adds capabilities and control to any identity-based service making it more secure, verifiable, usable, and flexible.
Age over checks
Need to know if a person is over a certain age to buy an age-restricted product.
Vouching and inclusion
Loffer Face-to-face verification for certain customers (vouching).
Connect wallets
connect to existing reusable identities such as digital wallets.ion.
Contact us about optimizing your use caseHandle protocols
Handle powerful identity protocols on your behalf.
Connect to bank data
Utilize bank data and open banking as a verified source of data.
Verification optimization
Offer options during verification checks to optimize user journeys, make onboarding simpler, and build more trustworthy relationships.