Category: identity

Just add trust...to transact

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Multi-factor verification PLUS multivariate – it ain’t what you do, it’s the way that you do it

In a previous post, I discussed how we have entered an era of Multi-factor verification (MFV). By combining multiple methods of verifying a person, your identity-related service can build resilience, better security, and usability. The art (or is it science?) of MFV has captured the imagination simply because it makes a lot of sense. We…
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We have entered the era of multi-factor verification (MFV)

Identity systems are evolving down the same pathways that authentication followed. Welcome to the era of multi-factor verification (MFV). In the tech world, change is sometimes evolutionary, sometimes revolutionary, and often fails. Over time, technology comes and goes, and sometimes technology improves. One of the areas that has seen a lot of change is authentication.…
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Deepfake fraud: protecting businesses with orchestrated identity verification

Discover how deepfake technology is revolutionizing synthetic identity fraud, costing businesses billions. Learn how to protect your business from deepfake fraud. #DeepfakeFraud #IdentityVerification #AIFraud

Is open banking data enough to verify citizens?

Discover the role of open banking in citizen verification and identity assurance. Learn how it provides a starting point for secure transactions and enhances data checks.

Identifying people in 2024 needs system thinking

Discover the complexities of the identity space and the concept of “identifying journeys” as a new approach to building more inclusive digital services in 2024.

What is identity orchestration and decisioning?

The notion of the identity ecosystem is not new. However, the alignment of data, APIs, and modern protocols has created a perfect environment for that identity ecosystem to thrive Users of online services demand a simple, secure, and low-friction experience. They don’t want to go through a complicated onboarding process with the result that they…
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What is identity vouching?

When your customer or a citizen can’t get a verified identity using online services, you must turn to vouching Avoco’s has been designing effective vouching services for over a decade. Back in 2011, Avoco developed a vouching service alongside our partners for the Skills Funding Agency (SFA). The underlying identity system had matching issues because…
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How an Open Loop Identity Network Can Harden VRPs Against Fraud

When a new technology or process appears, you need something distinct, uncomplicated, and beneficial to prove the point. Open banking is an example of a disruptive force that looks set to shake up incumbent systems such as direct debits; Juniper Research expects open banking to handle more than $116 billion in global payment transactions by 2026. Variable Recurring Payments…
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The case for an open loop identity system

Lessons for identity from real-time payments and mobile wallets Ask anyone in the digital identity world, and invariably they will say that identifying someone to do a transaction is complicated. Anyone who thinks you can present a mobile wallet and bingo, you are verified to transact, is the equivalent of saying a swan glides but…
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GCloud 13 and Avoco

Avoco on GCloud12 for UK Gov procurement