Consumer Centric Identity
When a new technology or process appears, you need something distinct, uncomplicated, and beneficial to prove the point. Open banking is an example of a disruptive force that looks set to shake up incumbent systems such as direct debits; Juniper Research expects open banking to handle more than $116 billion in global payment transactions by 2026. Variable Recurring Payments…
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Government services have been on a roller coaster ride for years now as technologies come and go. This situation is not unique to the UK. Government bodies across the world are actively trying to tackle the issues of customer engagement using identity tools. In the UK, even with the efforts of Verify, we still have…
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By connecting identity data from multiple sources through APIs, the open banking concept can help verify identity more reliably and improve the customer experience. When you think of Payment Services Directive 2 (PSD2), what likely springs to mind is the implementation of the Secure Customer Authentication rule (SCA). SCA was brought in as an additional…
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Creating persistent identities, that are validated or uplifted to the right trust levels for commerce, is key to services like online banking. This is meet by building relationships that deliver ‘Identity with Assurance’ as well as offering Data and Services Brokers, and Personal Data Management. This is all done under user consent, to supply information…
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